Conditions for Regular Loan Financing


  1. Documents and Approvals for Land:
  • Two copies of the land title deed that comply with all legal and procedural requirements, along with the original for verification.


  • Two copies of the distribution decision, accompanied by the original for verification.


  • A certified plot plan from the Ministry of Agriculture indicating boundaries, dimensions, area, and coordinates.


  • If the distribution decision is older than five years and the land has not been cultivated, an extension must be obtained from the Ministry of Agriculture.


  • If the land is reclaimed, a "Reclamation Report" must be submitted.


  1. Requirements for Leased Land:
  • Two copies of a lease agreement issued by a certified real estate office, including the contract number and date.


  • A certified survey decision from an engineering office specifying the coordinates of the leased section.


  • The lease must meet all fund requirements and be based on a legally compliant title deed. The original documents must be presented for verification.


  1. Maps and Site Sketches:
  • A site map detailing the road leading to the farm or land and access directions.


  • A detailed farm sketch showing existing assets, entrance coordinates, corners, existing wells (if any), planned wells, pivot system paths (if applicable), and irrigation network layouts.


  1. Personal Identification:
  • A copy of the national ID or family card for the borrower and their agent, along with the original for verification (minimum age: 21).


  1. Legal Documentation:
  • A copy of the legal power of attorney per fund guidelines, accompanied by the original for verification.


  • A copy of the inheritance deed in case of heirs.


  1. Well Drilling Permits:
  • A copy of the drilling permit, along with the original for verification.


  • A valid drilling license for the driller must also be provided.


  1. Application Process:
  • Fill out the application form electronically.


  • Pay inspection fees according to the loan type.


Areas of Regular Loan Financing

  • Agricultural Inputs: Seeds, fertilizers.


  • Equipment and Tools: Fishing gear, machines, pumps, tractors, and their attachments.


  • Irrigation Infrastructure: Drilling artesian wells with casing, ordinary wells with lining, submersible pumps and accessories, irrigation pipes, and networks.


  • Fishing and Water Storage: Fishing boats, windbreaks, fuel tanks.


  • Farm Structures: Vine trellises, warehouses, canopies, shields, and removing aged palm trees.


  • Pest Control and Livestock Facilities: Spraying equipment, poultry and rabbit shelters.


  • Utilities and Greenhouses: Costs of connecting electricity, conventional and climate-controlled greenhouses, electric heads.


  • Livestock and Beekeeping: Cows, sheep, pens, and stationary beehives.


  • Cold Storage and Construction: Cooling and freezing rooms for dates, buildings, warehouses, and pools.